How To Create A Virtual Pag-IBIG Account (2021 Guide)

With the recent launch of Virtual Pag-IBIG, gone are the days of having to visit a physical office to apply for a loan or check your contributions.Once you create your Virtual Pag-IBIG account, you’ll have access to their service 24/7 at the comfort of your home. Making your own is easy with this step-by-step guide.

How To Create A Virtual Pag-IBIG Account

For existing Pag-IBIG members WITHOUT Loyalty Card Plus

Much better than before, you’re now able to create a Virtual Pag-IBIG account without having to visit a Pag-IBIG branch for activation.

  1. Visit the Virtual Pag-IBIG website
  1. Click “Create Account” and then “Continue
  1. Choose “Create and activate your account online” and press “Click Here” below it
Virtual Pag-IBIG Account Options
  1. Fill out the information required and press “Proceed” after
  • Pag-IBIG membership ID number (MID No.)
  • Full name
  • Date of birth
  • Mobile phone number
  1. Enter the one-time password (OTP) sent to your mobile number
  • Note: If you don’t immediately receive an OTP, please wait or try registering early in the morning. If you fill out the form longer than expected, the OTP may be delayed as well
  1. Provide the following information:
  • Mother’s maiden name
  • Place of birth
  • Email address
  • Three security questions and answers for password recovery
  1. Upload a photo of your passport OR 2 valid IDs as your primary
  1. Upload a picture of yourself holding 1 valid ID
  1. You’ll receive a text that you’ve successfully created a Virtual Pag-IBIG account
  1. Wait several business days for your account to be activated

For existing Pag-IBIG members WITH Loyalty Card Plus

The Loyalty Card Plus lets you get discounts and rewards for bill payments and acs as a cash card for your Pag-IBIG loans and MP2 dividends. It also lets you make an account with ease:

  1. Visit the Virtual Pag-IBIG website
  1. Click “Create Account” and then “Continue
  1. Choose “Via your Loyalty Card Plus” and press “Click Here” below it
  1. Fill out the information required and press “Proceed” after
  • Pag-IBIG membership ID number (MID No.)
  • Bank that issued your Loyalty Card Plus
  • Last 4 digits of your card number (found on the back of your Loyalty Card Plus)
  1. Enter the one-time password (OTP) sent to your mobile number
  • Note: If you don’t immediately receive an OTP, please wait or try registering early in the morning. If you fill out the form longer than expected, the OTP may be delayed as well
  1. Provide the following information:
  • Email address
  • Three security questions and answers for password recovery
  1. A temporary password alongside a confirmation will be sent to your email

Create a new password for your Virtual Pag-IBIG account 

For OFW Pag-IBIG members

OFWs go through a similar process to members without a Loyalty Card Plus.

  1. Visit the Virtual Pag-IBIG website
  1. Click “Create Account” and then “Continue
  1. Choose “Account Creation for OFWs” and press “Click Here” below it
  1. Fill out the information required and press “Proceed” after
  • Pag-IBIG membership ID number (MID No.)
  • Full name
  • Date of birth
  • Mobile phone number
  1. Enter the one-time password (OTP) sent to your mobile number
  • Note: If you don’t immediately receive an OTP, please wait or try registering early in the morning. If you fill out the form longer than expected, the OTP may be delayed as well
  1. Provide the following information:
  • Country of assignment
  • Mother’s maiden name
  • Place of birth
  • Email address
  • Three security questions and answers for password recovery
  1. Upload a photo of your passport OR 2 valid IDs as your primary
  1. Upload a picture of yourself holding 1 valid ID
  1. You’ll receive a text that you’ve successfully created a Virtual Pag-IBIG account
  1. Wait 3 business days for your account to be activated

You’ve Learned How To Create A Virtual Pag-IBIG Account

Though it’s still relatively new, Virtual Pag-IBIG is actually one of the more efficient and secure government services available, once you know how to create your Virtual Pag-IBIG account. We recommend making one immediately to avoid the hassles of in-person visits in many of their branches.

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